Viele Investoren aus Deutschland schätzen die Rückkaufgarantie, die grundsätzlich auf alle Swaper-Kredite gewährt. More on that later. Because you can invest already from a small amount (10 EUR), that means that if you invest 500 EUR it is spread over 50 loans and different creditors. Generally I like Grupeer, mostly for very good return rates from secured development and business loans with buyback guarantee. Angeboten werden Geschäftsdarlehen und Immobilienkredite mit Laufzeiten zwischen 3 und 12 Monaten. Grupeer also does moneyback guarantee, it's just that I cannot judge because never activated so far. 57% Grupeer* 15. You can choose to receive your money back from a late loan after 3, 7 or 15 delayed days. ⇨ Read my Grupeer review ⇨ Start invest at Grupeer. Viventor is a crowdlending platform offering various consumer and business loans, of various lenghts. Stock buybacks refer to the repurchasing of shares of stock by the company that issued them. Grupeer is one of my absolute favorite Peer-to-Peer platforms in Europe. Grupeer's vision is to offer the following functionalities: Sale of claim rights for already issued loans; Formation of investment pools for real estate development projects; Sale of shares of companies with investment potential. It’s not yet certain what the maximum loan term will be. Fast invest among them is one of the best and easiest p2p platform. Buyback Guarantee: yes - 1/1 points 7. For each loan the Russian credit company provides a collateral consisting of a mass of debt claims, totaling of 200% of the loan principal. How to start investing in Grupeer. The risk of investing through this platform is higher when compared to other platforms such as Envestio, Grupeer, and a few others. The minimum investment balance here is just 1 euro. In the case of a defaulted loan, the buyback fund would be able to cover some of the loss. Every time I transferred more funds to Grupeer they appeared in my account within 2 business days. Then I noticed some of the loan originators from Mintos or Grupeer were also present here, and many times they offered higher interest rates. Viele Investoren aus Deutschland schätzen die Rückkaufgarantie, die grundsätzlich auf alle Swaper-Kredite gewährt. Mintos Buyback Guarantee. Offers consumer loans with buyback guarantee. 57% Grupeer* 15. 500€ ) Please contact me because unfortunately it has to be done manually (4-15%) 1% cashback after 30, 60 and 90 days (7-25%) Registration (up to 15,5%) Registration (10-16%) Registration (14% flat+ 2% at 5. Grupeer launched on October 2016 in Riga, Latvia and has currently more than 19,000 active investors from 89 countries. Mit Rückkaufgarantien bei einem bereits entstandenem Zahlungsverzug von Kreditnehmern werben allerdings auch andere baltische P2P-Kreditplattformen. Some of the are also known from Mintos or Grupeer. MoolahSense, an existing P2P operator in Singapore that was previously using the Promissory Note. Besides loan types, the diversification is in different geographical locations. The reason you wouldn’t buy back the same stock is because there is a stipulation where you have to wait 30 days before buying the exact same thing again, or it is dismissed as a “superficial loss (or gain)”. Grupeer is very similar to Mintos & RoboCash where it does not originate most loans itself, but uses loan originators (Grupeer calls them “Deal Partners”) to provide most of the loans. My Grupeer strategy is simple: invest in loans with 13% interest or higher. P2P platform ratings. The platform is very simple and easy to use, but the UX has a lot to be desired. Crowdestor has initially invested € 50,000 in its Buyback Guarantee Fund. Investing has become more simple. Grupeer is a P2P investment platform that operates as the intermediary between lenders, who require working capital and private investors, who can gain a profit from their invested capital. This post explains ways for non-European investors to invest in European P2P Lending platforms such as Mintos, Grupeer and Swaper. Buyback guarantee – In case a client delays or refuses to pay the loan, the buyback guarantee will come in handy. Grupeer bietet dir einen echten Mehrwert in deinem P2P-Portfolio, da nicht nur die Zinsen absolute Spitze sind, sondern weil zusätzlich noch eine Rückkaufgarantie (Buyback) angeboten wird und. Most of the loans come with a buy-back guarantee with claimed average interest rates around 13%. VIAINVEST VIAINVEST es una plataforma crowdlending con sede en Riga (Letonia). Our Mintos lender ratings. Bondora Go&Grow € 4. 100% buyback guarantee14-15% in returnPositive reputation Grupeer promo code: Start invest at Grupeer today and earn +15% in passive income :-DMy personal Grupeer review 2019I update. First type is the business loan given to the micro-financial organisation. This caused me to invest quite heavily in Grupeer this month, transferring an extra 2100 EUR there. La garanzia BuyBack è e rimarrà su Grupeer per tutti i prestiti, cambierà solo la parte responsabile. Grupeer BuyBack Guarantee Having a buyback guarantee is one of the most used securities of loans in the P2P lending industry. Grupeer acts as an intermediary between investors and loan originators. Review Sign Up. Also eine eher kleinere Kreditplattform. Marc Shoffman. Luckily you didn't have to make a deposit to use the promo that was being posted in this group, so hopefully nobody here lost any money in. 026,00: Bondora Portfolio € 2. 4% and has over 13,000 registered investors. Viele Investoren aus Deutschland schätzen die Rückkaufgarantie, die grundsätzlich auf alle Swaper-Kredite gewährt. Because if the borrower’s payments are delayed more than 30 days, then Robocash will have to buy your share of this loan. Grupeer has some of the highest interest rates on the European crowdlending market. twino, formerly known as Finabay, is a platform from Latvia. Provides buyback on loans and has a long track record in the industry. Borrowers can seek loans for cars, houses, home improvement, debt consolidation, business expansion, invoice financing or many other reasons. What i particularly like about the site is, all loans are with Buyback guarantee. Practic, stand acasa, in fata unui laptop, a unei tablete sau a unui smartphone, poti cauta pe internet informatii despre absolut orice, poti deschide un cont la un broker din Romania sau chiar din alta tara, poti transfera bani, poti sa invstesti in cam tot. Zopa always gives good information on where your money is and when payments are coming in. It shows platforms that accept non-European investors, explains steps for foreign investors, as well as highlights certain risks to be aware of. on Euro Finance Blogs…. moneybrewer. Originators, buyback and sell back are just promises. Sal from Revenue Land on ⭕️ Best Peer to Peer lending in Europe 2020 + my 2🏆picks; La Rochelle on ⭕️ Mintos Auto Invest How to Setup in ⏱ 1 minute (Best Strategy +11%) Download the most popular ebook on P2P lending (+5000 downloads)⤵️ ——————————–. Buyback garantie verzekert je dat het platform je investering terugbetaalt als de leningnemer meer dan 30 of 60 dagen achterloopt met betalen. Based on an initial capital outlay of $100,000 + $3,000 a year (just $250 a month) you will be worth 280,201,685. blog Roadtrip to Financial Independence Mon, 04 May 2020 15:26:42 +0000 en-US hourly 1 https://i1. Fast money, fast cars, fast women (I’m not talking about track and field athletes), fast invest, they all sound like money quickly gone and all you are left with is a guilty conscience, stolen wallet and quite possibly a sexually transmitted disease. The loan originators at Grupeer provide Buyback Guarantee on selected loans when payments are delayed for more than 60. Central banks are supposed to offer counter-cyclical support in times of crisis. La garanzia BuyBack è e rimarrà su Grupeer per tutti i prestiti, cambierà solo la parte responsabile. Mintos is the first P2P platform I joined and I must say that it’s been great. Total Deposits: € 4,200. They told me that they provide it, but „have special arrangements with originators“, which they don’t disclose. The Twino portfolio now consists of 1. twino offers buyback and non-buyback loans. Hos Mintos, så er deadlinen 60 dage. p2p lending | p2p lending | p2p lending sites | p2p lending nz | p2p lending uk | p2p lending ph | p2p lending roi | p2p lending usa | p2p lending safe | p2p le. So, this month I almost reached my first. When it comes to crowdfunding and real estate, there are a few different types of websites and also different types of investments. Mintos Buyback Guarantee. Of course it’s a risk to you, but this risk is mitigated quite well. 2 stars (1230 reviews) 11. Zwar zu früh (aktuell gäbe es eine Rendite von >30% bei Mogo) aber mit bislang positivem Ergebnis. Like all the other platforms I invest in, FastInvest also offers a buyback guarantee. A buyback is a repurchase of outstanding shares by a company to reduce the number of shares on the market and increase the value of remaining shares. [email protected] Furthermore, they devote 1-2% of each investment project into the fund and their goal is to reach € 100,000 in 2019. In 2017 I built the GuGui Rating based in GuGui Rating Methodology. All loans come with buyback guarantee so the Loan originator will buy back loans in full with. All three are properly established and profitable. I am so satisfied with Grupeer‘s performance, that in January I increased my investment by €498. Grupeer also does moneyback guarantee, it's just that I cannot judge because never activated so far. Quick information on my new investments at Grupeer and Crowdestor. , přičemž úvěry jsou se splatností od 1 – 14 měsíců a mají 60denní buyback garanci. Zudem ist Grupeer die einzige P2P Plattform, die Immobilienkredite mit einer Rückkaufgarantie anbietet. Interest rates are a bit lower than other. The fixed interest, combined with buyback, offers very little doubt about the real annual return rates. Grupeer verifica costantemente i suoi erogatori di prestiti che potrebbero aumentare o. IMPORTANT UPDATE: I don’t invest in Kuetzal anymore after hearing the latest P2P news, which I resumed in my post. Grupeer: p2p lending stile Mintos, interessi al 14%, cashback 1%, ref 0. moneybrewer. Låner har buyback guarantee. These are the main things I like about Viventor: Loan interest rates are good; Buyback guarantee also includes the interest payments. The Twino portfolio now consists of 1. CROWDLENDING Crowdlending for begyndere Invester i lån Find de bedste platforme med højeste afkast hos Crowdlendingdanmark. 10% returns are 120% returns per year. The point I’m trying to convey is that certain situations are tackled up front. Here is a graph showing the evolution of my gains on the platform: It delivered exactly what was expected and with no losses thanks to the buyback guarantee on every loan. If the borrower payment is 60 days late, the buyback guarantee will be executed. Buyback guarantee – In case a client delays or refuses to pay the loan, the buyback guarantee will come in handy. Grupeer is one of my absolute favorite Peer-to-Peer platforms in Europe. As you can see - from 21 platforms rated only 1 got “A“ rating, and even “A“ means “almost investable“, so still consider it as a high risk P2P platform. In this case, the credit company that issued the loan is obliged to immediately buy back the shares in the loan of all the investors, in the amount of the outstanding principal of the claim and of all the accrued, but not paid, interests. Marc Shoffman. Borrower default is a risk unless you invest only loans with Buyback Guarantees (which we recommend!) Loan originator bankruptcy is also a risk. I just don't like the buyback mechanism. Půjčky jsou zpravidla na 3 a více měsíců a úroky se pohybují mezi 10 až 14%. De udbyder en masse lån fra 10 % og op til omkring de 120 %. Auto Invest, automatically invests funds and interest; Cons. Next to that the loans have a buy back guarantee. En esencia El Buyback (del inglés BUY, comprar y BACK de vuelta) es una garantía asociada a un préstamo u operación que nos asegura que en caso de que el prestatario -esto es, la persona o empresa que ha de pagar el préstamo-incurra en retrasos en el pago del mismo, el emisor de dicha garantía nos recomprará nuestra inversión abonándonos el. This post explains ways for non-European investors to invest in European P2P Lending platforms such as Mintos, Grupeer and Swaper. All loans provided by Grupeer have a buyback guarantee that shifts risk away from the borrower, to the loan originator. See who you know at SWAPER, leverage your professional network, and get hired. Bondora Go&Grow € 4. Of course it’s a risk to you, but this risk is mitigated quite well. 500€ ) Please contact me because unfortunately it has to be done manually (4-15%) 1% cashback after 30, 60 and 90 days (7-25%) Registration (up to 15,5%) Registration (10-16%) Registration (14% flat+ 2% at 5. Interest rate – Best = > 14%, Worst = 10%. Our mission is to provide the opportunity to earn higher yields with full security. The platform is quite similar to many platforms, and honestly, if you already invest in platforms like PeerBerry, or Grupeer there is not much of a difference. A Grupeer também não indicou os LO que não estão a cumprir. 77% Fast Invest 12. On the 31th of March 2020 Grupeer has suspended all payments to investors. They have many positive investor experiences. It is easy to diversify among loan types. Your investment is secured by a 60-day buyback guarantee. Lenndy, RoboCash, DoFinance, Grupeer and ViaInvest. Hay que marcar Garantía de recompra -> SI. In times of the 10/11% loans on Mintos, Bondster is an excellent alternative because it offers a variety of loans up to 14% from at the moment 12 loan originators. Review Sign Up. com/ Investor research and tools that cut through. Interest rates are a bit lower than other. , 14:50: Statement from a press officer of the Estonian police in response to the inquiry of P2P-Banking: : ‘In the past few days, the Estonian police have received several complaints regarding the crowdfunding. Grupeer’s buyback guarantee and cashback campaigns are excellent features. BuyBack Guarantee. Offers consumer loans with buyback guarantee. This is a very detailed article about Grupeer, so here is a short resume of the key topics I discussed with them. You can pick and invest in any loan since your investment is safe. (like at Grupeer and Mintos). Hello, Since 2016, when the first platforms began to get real traction, I have been investing in various peer-to-peer (P2P) lending sites in Europe. The best European investment, personal finance and early retirement blogs in one place. 11 passive income – an average rate of 12. Wieder ist das Geschrei ziemlich groß, es hätte sich nur um scam gehandelt. At the moment, all loans sold through Grupeer Platform are current, i. Here’s why you should too. 77% Fast Invest 12. Med buyback garanti, så vil loan orginator købe lånet tilbage fra dig som investor, hvis lånet du har investeret i går over tid og tilbagebetalingerne bliver forsinket med mere end 30 dage (og i nogle tilfælde 60 dage), og du vil også. In times of the 10/11% loans on Mintos, Bondster is an excellent alternative because it offers a variety of loans up to 14% from at the moment 12 loan originators. A buyback guarantee is obligated from Grupeer to the credit companies. First, all loans are secured with BuyBack Guarantee. Platforms GuGui Rating Since 2016 investing in P2P, I developed a powerful model analysis of all platforms I invest. On This Board; You cannot create threads. I try to stick to platforms that have a buyback type guarantee. Kaikista palveluista etsitään nyt epäilyttäviä merkkejä ja vaikka varsinaisia huijauksia ei löytyisikään, tuntuu että suurin osa palveluista on. Das Einzigartige hierbei ist aber, dass alle Entwicklungsprojekte mit der Buyback Garantie abgesichert sind, welche in der Regel nach 60 Tagen greift. Mintos Buyback Guarantee. Por acaso o loan mais longo que tenho na Grupeer é da IBanCar, embora de pequeno valor. They have a simple but well working auto invest function and all loans are issued with Buyback guarantee. 06% RoboCash 9. How to start investing in Grupeer. Our mission is to provide the opportunity to earn higher yields with full security. Because you can invest already from a small amount (10 EUR), that means that if you invest 500 EUR it is spread over 50 loans and different creditors. This Mintos review is based 100% of my own experience and I will be as transparent as possible for you. Grupeer's vision is to offer the following functionalities: Sale of claim rights for already issued loans; Formation of investment pools for real estate development projects; Sale of shares of companies with investment potential. Il Grupeer Stability Fund è un’ulteriore opportunità di investimento offerta dalla piattaforma; ti permette di diventare proprietario di una frazione di un progetto immobiliare già concluso, comprando letteralmente metri quadri della proprietà e ricevendo in ritorno un reddito stabile da locazione, tra il 4% e l’8% annuo. Fair returns. If loan borrowers default their payments, you suffer a direct loss. 3 %, compared to slighlty above 10 % by the end of 2019. Helpful Support service Great user interface Credit/Debit cards accepted Instant coins delivery Higher Fees than others No option to sell back. Buyback garantie verzekert je dat het platform je investering terugbetaalt als de leningnemer meer dan 30 of 60 dagen achterloopt met betalen. Aprende a invertir!. They keep things simple and the platform is easy to navigate. See who you know at Viventor. Viele Investoren aus Deutschland schätzen die Rückkaufgarantie, die grundsätzlich auf alle Swaper-Kredite gewährt. Al met al was mijn indruk van Grupeer al redelijk positief, maar nu ik ze ontmoet en gesproken heb laat ik mijn geld gerust daar verder renderen. Learn more about risks, pros, and cons, etc. But the most common is typically buying back the loan if the borrower is more than 60 days late. : You cannot reply to threads. Introduzione. Typical mistakes to avoid losing bonus P2P - % Best peer to peer lending referral and bonus 2019 all in one page. If 10% of your loans defaults and remain idle on your account, calculate your returns accordingly. Because if the borrower’s payments are delayed more than 30 days, then Robocash will have to buy your share of this loan. The loan originator will refund the money to investors, including interest. 086,00: Mintos invest&access € 5. What is going on? This portfolio update is just about 15 days late. Portfolio May 2019 Portfolio analysis , Portfolio , Real Estate Crowdfunding , P2B Crowdlending , Crowdlending P2P 5 Comments 10 June, 2019 crowd_expert May has been a good month, although the interest rate has dropped half a point compared to April levels, i. Considering everything they offer has a buyback guarantee, this is an awesome deal. Al momento ho investito principalmente in progetti immobiliari. Buyback Guarantee: yes - 1/1 points 7. All loans provided by Grupeer have a buyback guarantee that shifts risk away from the borrower, to the loan originator. Hello everyone and welcome to AlternativeInvestments. Viventor is a crowdlending platform offering various consumer and business loans, of various lenghts. The loans have quite a high annual interest rate, around 14-15% for a loan that has a term of 8 to 12 months. Zopa always gives good information on where your money is and when payments are coming in. 5 M EUR invested Launched in ? Estonia Omaraha is interesting if you want to invest in personal loans: The platform has interesting return averaging 19% and it allows you to diversify across multiple countries such …. Portfolio May 2019 Portfolio analysis , Portfolio , Real Estate Crowdfunding , P2B Crowdlending , Crowdlending P2P 5 Comments 10 June, 2019 crowd_expert May has been a good month, although the interest rate has dropped half a point compared to April levels, i. They offer a good return (11-12%) and buyback guarantee. The portfolio has returned about 17% on principal annually before, but is now down to. Grupeer Platform brings together two independent participants of the deal — the seller of the claim rights (credit company or investment company) and their buyer. They where one of the first platforms that implemented Buyback guarantee as a criteria for the loan originators that wants their loans posted on the platform as an extra safetynet. In terms of reliability, I would recommend them if you would like to take the first steps into P2P Lending. BuyBack guarantee in case of payments delay for more than 15 days. These are the main things I like about Viventor: Loan interest rates are good; Buyback guarantee also includes the interest payments. p2p-monitor polls the plattform every minute and checks the first 100 loans available. The value was projected to be around 100,000 euro at the end of 2019, but the value of the fund is already 109,000 euro. The loan originator buys investors’ claims back and refunds them the outstanding balance as well as the delayed interest. Offering easy, hands-off returns between 10% and 14%, PeerBerry is an excellent option for diversification when investing in Euro currency loans. I’ve got a part of my Mintos money in Rubles to invest in loans up to 19%. Buyback guarantee: yes; Accepts investors from: EEA countries; How does Grupeer work. Here Robocash offers a so-called buyback guarantee. Lenndy, RoboCash, DoFinance, Grupeer and ViaInvest. Join LinkedIn today for free. Il Grupeer Stability Fund è un’ulteriore opportunità di investimento offerta dalla piattaforma; ti permette di diventare proprietario di una frazione di un progetto immobiliare già concluso, comprando letteralmente metri quadri della proprietà e ricevendo in ritorno un reddito stabile da locazione, tra il 4% e l’8% annuo. The BuyBack Guarantee offers security on the loans. La garanzia BuyBack è e rimarrà su Grupeer per tutti i prestiti, cambierà solo la parte responsabile. Marc Shoffman. Grupeer is an online marketplace connecting investors and credit companies, seeking. 1% (compared to 7. Zopa always gives good information on where your money is and when payments are coming in. Falls der Kreditnehmer in einen Zahlungsverzug von 60 Tagen gerät, wird der Kredit von Mintos direkt wieder zurückgekauft. Loans on Bondora do not have a buyback guarantee, and this is the biggest drawback of the site. Bij Fast Invest is dit zelfs al na drie dagen. Ze houden ook goed toezicht op de leningen en de kredietverstrekkers die aan het platform verbonden zijn, zodat die hun buyback verplichtingen kunnen nakomen indien nodig. Grupeer is a Latvian P2P investment platform, created in 2016. Website ergonomics Overall, Mintos’ website is very user-friendly; the only exception is the auto-invest screen, which may intimidate beginner investors by its apparent complexity. Grupeer er et nyere firma indenfor crowdlending – ha eksisteret siden 2017; Grupeer tilbyde buy back garanti på alle lån, træder i kraft efter 60 dage; Grupeer tilbyder en rigtig fornuftig forrentning for mig ca 14 %; Grupeer Har en forholdsvis hurtig og effektiv supportfunktion, jeg har selv brugt den flere gange. Returns for The €10K Club portfolio are stable, there are no issues with cash drag, and all loans come with an originator provided Buy Back Guarantee. Mintos is a global online marketplace for loans. Online stock trading. IMPORTANT UPDATE: I don’t invest in Kuetzal anymore after hearing the latest P2P news, which I resumed in my post. But the most common is typically buying back the loan if the borrower is more than 60 days late. Scroll up to my main portfolio update above for some more thoughts about recent goings-on at Grupeer including their response about the eagerly awaited secondary market. Introduzione. Viventor is a peer-to-peer lending platform offering quality investment opportunities secured by Buyback Guarantee. P2P platform ratings. Considering everything they offer has a buyback guarantee, this is an awesome deal. BuyBack Dear clients, on the 23rd of September Grupeer, has made changes in the BuyBack Guarantee clause. 17%) – Register with Grupeer and receive 10€ after signing up! Mintos (11. Under the Invest tab you get a list of all available business loans (Loan Deals) and real estate Development Projects. 2020 Investment start date: 18. Bondora er en af de ældre crowdlending-platforme, hvorfor de også virker mere etablerede. Interest rate – Best = > 14%, Worst = 10%. First, all loans are secured with BuyBack Guarantee. These are the main things I like about Viventor: Loan interest rates are good; Buyback guarantee also includes the interest payments. A buyback is a repurchase of outstanding shares by a company to reduce the number of shares on the market and increase the value of remaining shares. 5% bonus on all investments you make within the first 90 days […]. Grupeer er et nyere firma indenfor crowdlending – ha eksisteret siden 2017; Grupeer tilbyde buy back garanti på alle lån, træder i kraft efter 60 dage; Grupeer tilbyder en rigtig fornuftig forrentning for mig ca 14 %; Grupeer Har en forholdsvis hurtig og effektiv supportfunktion, jeg har selv brugt den flere gange. Der er derfor bred mulighed for at vælge imellem mange forskellige lån, lånklasser, renter og meget andet. As you can see - from 21 platforms rated only 1 got “A“ rating, and even “A“ means “almost investable“, so still consider it as a high risk P2P platform. Grupeer offers the possibility of auto-investing. Here Robocash offers a so-called buyback guarantee. Detailed review of these investment opportunities. Buyback: Yes, they all come with buyback guarantee. Buy Back Guarantee & Cashback Campaigns. April 4, 2020 janis Fast Invest, Grupeer, Mintos, Monethera, Monthly summary, P2P lending, Revolut, Twino, Viventor Finishing the first quarter of this year with a post of yields for March 2020. A Grupeer também não indicou os LO que não estão a cumprir. Instead, Crowdestor uses a buyback fund which is an account where Crowdestor devotes 1-2% commission from each project. Grupeer has a very easy to use auto-invest tool where you can preset your risk preferences, select on which loan originators and type of loans to invest. The platform will generally take a commission for this service. Amazingly (and somewhat suspiciously), I maintain 100% current loans on Grupeer, with payments coming in like clockwork. En esta sección podrás configurar el rango de intereses y los plazos donde quieres. dieser “muss” die Kredite in der in Höhe des ausstehenden Betrages der Forderung sowie angefallene, nicht bezahlte Zinsen sofort zurückkaufen wenn der Kreditnehmer die aktuelle Zahlung für den Kredit um über 60 Kalendertage. https://www. Grupeer's vision is to offer the following functionalities: Sale of claim rights for already issued loans; Formation of investment pools for real estate development projects; Sale of shares of companies with investment potential. This caused me to invest quite heavily in Grupeer this month, transferring an extra 2100 EUR there. Mit Rückkaufgarantien bei einem bereits entstandenem Zahlungsverzug von Kreditnehmern werben allerdings auch andere baltische P2P-Kreditplattformen. Viventor is a peer-to-peer lending platform offering quality investment opportunities secured by Buyback Guarantee. twino, formerly known as Finabay, is a platform from Latvia. Fair returns. Grupeer Investment Risks. Grupeer Collateral Loan Protection Some loans on the Grupeer platform are covered under a “Collateral Loan Protection”. The BuyBack Guarantee offers security on the loans. 57 this month, which is about a 13% yield on my investments. Jeg har investeret i platformen Grupeer for ca. April 2019. A Grupeer também não indicou os LO que não estão a cumprir. Jotkut palveluntarjoajat ovat keskeyttäneet "Buy Back" -toiminnon tarjoamisen, koska rahaa kiskotaan markkinoilta siinä pelossa, että muitakin huijareita Kuezalin lisäksi löytyy. +370 61 355 529. Foro de crowdlending líder de España con más de 4. Then I noticed some of the loan originators from Mintos or Grupeer were also present here, and many times they offered higher interest rates. Buyback guarantee. Bekijk wie u kent bij Robocash Investment Robot, benut uw professionele netwerk en zorg dat u wordt aangenomen. Benefits you get. Online stock trading. Bs tds: ¿Me puede alguien informar del procedimiento para recuperar el dinero invertido en credit-line en ViaInvest? En Grupeer sé que a partir de los 121 días aparece para cada préstamo en credit-lin. Unique about this is that all development projects are covered by the buyback guarantee. It's important to decide how you are going to realize your investments. In the case a project defaults on the interest payments for a period over 60 days, the loan originator must buy back the loan and return the principal and accrued interests to investors. Grupeer er et nyere firma indenfor crowdlending – ha eksisteret siden 2017; Grupeer tilbyde buy back garanti på alle lån, træder i kraft efter 60 dage; Grupeer tilbyder en rigtig fornuftig forrentning for mig ca 14 %; Grupeer Har en forholdsvis hurtig og effektiv supportfunktion, jeg har selv brugt den flere gange. Interest rate – Best = > 14%, Worst = 10%. ⇨ Read my Grupeer review ⇨ Start invest at Grupeer. Zwar zu früh (aktuell gäbe es eine Rendite von >30% bei Mogo) aber mit bislang positivem Ergebnis. Moreover, the overall value of my P2P + stocks portfolio is now €13,996. Peer-to-peer lending - Wikipedia wikipedia. Because you can invest already from a small amount (10 EUR), that means that if you invest 500 EUR it is spread over 50 loans and different creditors. Generally I like Grupeer, mostly for very good return rates from secured development and business loans with buyback guarantee. Grupeer provides a buyback guarantee on most of their loans but this works differently. Occasionally you can find loans with 15% yield though. Last updated 14 February 2020 Peerberry is a multi-lender P2P investment site Peerberry is a European P2P investment site that has been growing very quickly and adding lenders to its … Advanced investors / Risk management. When you participate in a loan with a buyback guarantee, it means that in the worst-case scenario of the borrower, not paying you back, you’ll still receive 100% of your money, UNLESS the loan originator goes bankrupt. Luckily you didn't have to make a deposit to use the promo that was being posted in this group, so hopefully nobody here lost any money in. Buy-back wil zeggen dat het platform/ dan wel de leninggever aangesloten via het platform de lening “opkoopt” indien de leningnemer het bedrag binnen een bepaalde termijn niet meer kan terugbetalen. I invested about £2k into another chunk of S&P500 tracker funds, €500 into Grupeer, €300 into RoboCash and €500 into CrowdEstor, which is a new platform for me. Udover de højeste afkast, så er en af Grupeers centrale fokuser også investorernes sikkerhed. The loan originators are lending companies across Europe that offer loans to either people or businesses. Buyback Om deze risico’s te minimaliseren hebben vele platformen de buy-back garantie in het leven geroepen. On: July 4, 2019. GRUPEER: One of the companies with the best projection for this 2020, with more and more loans and options available to invest and yields with Buyback in the environment of 13%. Buyback Guarantee & MoneyBack Guarantee. Buyback guarantee. This may indicate imminent trouble in upholding those guarantees. I recently discovered that no one in Europe (also called crowdlending platforms) has made a good c. 417,00: Crowdestor € 4. Start investing See how it works. Por acaso o loan mais longo que tenho na Grupeer é da IBanCar, embora de pequeno valor. The gray bars are from a marketplace called Lainaaja, which do not offer buyback guarantees. p2p-monitor polls the plattform every minute and checks the first 100 loans available. Angeboten werden Geschäftsdarlehen und Immobilienkredite mit Laufzeiten zwischen 3 und 12 Monaten. This P2P platfome provide all loans with BuyBack Guarantee. Mas é bom saber que alguns LO estão atentos e que o estão a pensar no investidores e na sua proteção. The average yield comes around 14%, which is at the high end of the market and all of the listed loans come with a buyback guarantee. Meer informatie over hoe het is om bij Robocash Investment Robot te werken. That means that in case a loan payment is more than 60 days late, the loan originator guarantees to pay you back the loan amount as well as accrued interest. The only platform where my funds have yet to be invested is Lenndy. This means that if the borrower goes bankrupt, the partner, the originator of the loan, is required to buy back the loan in default and ensure the repayment of principal and interest in full. I’ve added 400 EUR in October to my Grupeer portfolio (again, funds withdrawn from Mintos). Here is a graph showing the evolution of my gains on the platform: It delivered exactly what was expected and with no losses thanks to the buyback guarantee on every loan. Moreover, the overall value of my P2P + stocks portfolio is now €13,996. This is a long. 026,00: Bondora Portfolio € 2. The buyback obligation is a result of the initial agreements between Grupeer and the credit companies issuing the loans. From the design and the functionality it reminds me somewhat of  Mintos  and  Viventor (before the big update). Den Letlandske service tilbyder buyback garanti i deres kampagner, som gør at loan orginators køber lånene tilbage fra dårlige betalere. Some of the are also known from Mintos or Grupeer. In case of delay of payments for 60 days or more, the Buyback guarantee comes into force. Grupeer launched on October 2016 in Riga, Latvia and has currently more than 19,000 active investors from 89 countries. Quick information on my new investments at Grupeer and Crowdestor. Grupeer has performed solidly, manufacturing another welcoming 106 EUR (94 EUR previous month) of passive income in December. The point I’m trying to convey is that certain situations are tackled up front. 25% Esponi i tuoi banner sul forum I cookie permettono il funzionamento di alcuni servizi di questo sito. You can reduce this by diversifying your portfolio and choosing reputable loan originators with good credit ratings. Grupeer (13. Flender is a popular P2P platform in Ireland, but it has yet to receive a lot of attention in the rest of the world. Buyback Om deze risico’s te minimaliseren hebben vele platformen de buy-back garantie in het leven geroepen. Tato P2P platforma umožňuje investovat do zajištěných úvěrů. On This Board; You cannot create threads. All our investment deals are secured by BuyBack Guarantee and we have zero default rate. com extension. 2020 Investment start date: 18. There is a contract between the Grupeer and the Loan originator whereby the latter is obliged to buy back any remaining principal and accrued interest. Mintos is definitely safe and legit. 6% average) – Register with Reinvest24 for a bonus €10 on signup. : One team member posted claiming innocence/not knowing what was going on (I have no means to verify if the post is really from the person with that name). Risk of scam when investing in loans. moneybrewer. This month, my account value on Grupeer exceeded that of RoboCash. , 14:50: Statement from a press officer of the Estonian police in response to the inquiry of P2P-Banking: : ‘In the past few days, the Estonian police have received several complaints regarding the crowdfunding. EstateGuru*, Crowdestate* and Robo. com is ranked #831 for Finance/Investing and #102564 Globally. llll 【Actualizado: 2020 】 ¿Quieres invertir en plataformas de inversión participativa? en esta comparativa hay la mejor. Grupeer Platform brings together two independent participants of the deal — the seller of the claim rights (credit company or investment company) and their buyer. The point I’m trying to convey is that certain situations are tackled up front. Grupeer: Yes, Finsputnik is responsible for a BuyBack guarantee for the deal partner, such as Epic Cash. All loans you decide to invest in have a buyback guarantee. It’s based on Latvia, like many of the popular P2P sites and was founded in early 2017. Currently it is available in 7 languages and supports deposits in different 10 currencies. Grupeer’s buyback guarantee and cashback campaigns are excellent features. 7%) – Register with Mintos for a 1% cashback within the first 90 days of registration. [email protected] Grupeer  is a very straightforward platform with very interesting projects, offering yields of around 13 % whereas currently all of our loans have a “buyback guarantee”. P2P (with buy-back guarantee) (7-15,1%) 30€+60€ bonus (for an investment of 1. Zudem ist Grupeer die einzige P2P Plattform, die Immobilienkredite mit einer Rückkaufgarantie anbietet. Here is a graph showing the evolution of my gains on the platform: It delivered exactly what was expected and with no losses thanks to the buyback guarantee on every loan. Grupeer is registered in Ireland and do not operate there. Join LinkedIn today for free. Steady performance for Grupeer, however given the 12 – 25% settings I use for my AutoInvest profile I would expect a higher XIRR. Your investment is secured by a 60-day buyback guarantee. Personally I will properly. EStateguru-Bulkestate-Grupeer y Crowdestate,etc son las mas destacadas 2- Inversiones B2B, prestamos a empresas y que puedes tener rentabilidades superiores al 15% fácilmente, lógicamente son las mas arriesgadas , pero puedes obtener mas beneficios y ademas suelen tener garantías colaterales que minimizan el riesgo. Grupeer er et nyere firma indenfor crowdlending – ha eksisteret siden 2017; Grupeer tilbyde buy back garanti på alle lån, træder i kraft efter 60 dage; Grupeer tilbyder en rigtig fornuftig forrentning for mig ca 14 %; Grupeer Har en forholdsvis hurtig og effektiv supportfunktion, jeg har selv brugt den flere gange. 13, reaching a total of €2,398. Grupeer er også et af de ret nyeste skud på stammen, når vi snakker crowdlending og peer to peer platforme. Foro de crowdlending líder de España con más de 4. Колегата под мен го е обяснил почти правилно. Flender is a popular P2P platform in Ireland, but it has yet to receive a lot of attention in the rest of the world. See more: https://bit. Grupeer  is a very straightforward platform with very interesting projects, offering yields of around 13 % whereas currently all of our loans have a “buyback guarantee”. Rates on Grupeer start from 10% and go as high as 14% at the moment. #grupeer #p2p #securedloans #peertopeer #buyback #investments #invest #autoinvest #loans #highestyield #lending #passiveincome #statistics Grupeer ist nun schon knapp zwei Jahre am Markt und nach den vorsichtigen aber durchweg positiven Berichten u. 2 stars (1230 reviews) 11. Ce inseamna Buyback Guarantee pentru investitorii platformei Grupeer Toate imprumuturile de la Grupeer vin cu o garantie de rambursare de catre initiatorul imprumutului. A downside of this is that lenders must take diversification seriously and it is recommended to have 100+ loans (which is € 5,000). How to invest with Grupeer. @antoniomc27 said in [Poll] P2P Investors, how 🌍 geographically diversified are you? Equally, Trump has repeatedly complained the US dollar is too strong. Viventor is a Latvian marketplace of loans created at the end of 2015, around the same time as other illustrious examples of Baltic crowdlending such as Mintos or Twino, which sums up the philosophy of the Latvian P2P lending: high profitability in loans with Buyback. PeerBerry: 13. Macrofinance expert Daniela Gabor argues that when it comes to dollar swap facilities, central banks’ obsession with market discipline undermines that support. At this point, the P2P industry looks very fragile and I'm definitely going to reduce my position drastically. 11 passive income – an average rate of 12. It shows platforms that accept non-European investors, explains steps for foreign investors, as well as highlights certain risks to be aware of. Swaper and Robocash both have 14% and you can even find 15% or 15. It is easy to diversify among loan types. https://euromoney. See who you know at Viventor. Grupeer offers high rates to investors and safe returns on the P2P lending market. Robocash is registred in Croatia and do not operate there. I opened an account in September. 1% loans with buyback on Mintos. Folk2Folk, a unique localized peer to peer lending company, is reporting a profit for the first time of £198,000 for the financial year of February 2019 to January 2020, according to a company. moneybrewer. Plenty of loans are available, with interest rates ranging from 10% to 13. In general, I always use an auto-invest setup with a buyback guarantee. @antoniomc27 said in [Poll] P2P Investors, how 🌍 geographically diversified are you? Equally, Trump has repeatedly complained the US dollar is too strong. Du kan også se at jeg ingen defaults har (ubetalte lån), og der er 0 lån som 60 dage over tid. Loans on EstateGuru do not come with a buyback guarantee so expect to see defaults now and then. Learn about working at Robocash Investment Robot. For our autoinvest settings we are using €100 max investment and 14% minimum return, plus all loans must have a Buy Back Guarantee. I rarely use auto-invest in any platform but it is nice to know that it’s there. The portfolio has returned about 17% on principal annually before, but is now down to. They keep things simple and the platform is easy to navigate. Půjčky jsou zpravidla na 3 a více měsíců a úroky se pohybují mezi 10 až 14%. Foro de crowdlending líder de España con más de 4. Grupeer is registered in Ireland and do not operate there. They have started a buyback guarantee fund in March, and 1-2% of the value of each new project is deposited into this fund. Grupeer provides a lot of information about the business loans and especially the development projects. Address: 21 Pulkveza Brieza Street, Office 6, Riga LV-1010 Latvia Phone: +353 196 01199 E-mail: [email protected]. I activated my buyback guarantee and I’m currently waiting for all my funds to be withdrawn, even with a loss os 10%. It seems like some of the good platforms are based in Europe. den BuyBack bei Grupeer bis heute nicht wirklich verstanden. blog/wp-content/uploads/2020/01. Smart Investment. Přejít na obsah. When I started with. Übrigens hat Grupeer laut eigenen Angaben ca. Automation. Read more about Crowdestor in my. And with only a few Flender reviews on the web, we’ve decided to take a closer look at the platform. Grupeer’s Buyback Guarantee. Right now invested in 50 loans at €20 each with 13% interest. So habe ich z. Grupeer: €1000 Deposited late November. There are two things to be aware of: The buyback guarantee is different from each loan originator. In my article regarding borrower’s default, I stated that borrower’s default was the main risk when investing in loans. One of our most innovative partners – NordCard, has a special promotional offer for the activation days of the buyback guarantee. The income from Grupeer was €16. I decided to end my investments in Kuetzal after some revelations came to light. VIAINVEST VIAINVEST es una plataforma crowdlending con sede en Riga (Letonia). When a buy-back guarantee only includes principal, you lose interest on invested money before the guarantee kicks in (usually 60 days). Buy Back Guarantee & Cashback Campaigns. If loan borrowers default their payments, you suffer a direct loss. com is ranked #831 for Finance/Investing and #102564 Globally. It seems from their website that they’re really working on developing the platform. Amazingly (and somewhat suspiciously), I maintain 100% current loans on Grupeer, with payments coming in like clockwork. Next to that the loans have a buy back guarantee. Join Mintos today and get 0. PeerBerry: 13. Robocash is very similar to Mintos & Grupeer where it does not originate most loans itself, but uses loan originators to provide most of the loans (although some of the. The loan originator buys investors’ claims back and refunds them the outstanding balance as well as the delayed interest. The Bondora platform is a bit riskier than some others, due to its emphasis on unsecured consumer loans. Ma il Buy Back garantisce anche il rimborso degli interessi maturati? Dal sito Grupeer: "What is Buyback guarantee? The existence of Buyback guarantee for a particular loan means that in case the. The buyback fund is a much better idea. Luckily you didn't have to make a deposit to use the promo that was being posted in this group, so hopefully nobody here lost any money in. Successful P2P investment sites need volumes P2P sites have. Right now invested in 50 loans at €20 each with 13% interest. Turns out that Grupeer is a scam. Bij Fast Invest is dit zelfs al na drie dagen. You can preset the range of interest rates and. The opportunities in their auto-invest are limited but sufficient enough. This Mintos review is based 100% of my own experience and I will be as transparent as possible for you. Two new real estate projects were listed this month, and rewarded me with a nice cashback bonus for early investments. Hi Has anyone invested there so far? - buyback company loans with 13/14% - duration of up to 12 months - will be offering equity crowdfunding (high yield real estate) I wrot. Benefits you get. All investments in VIAINVEST have 10 percent to 12 percent interest. All loans are protected with a Buyback Guarantee that kicks when a loan becomes 60 days late. See who you know at SWAPER, leverage your professional network, and get hired. Interest rate – Best = > 14%, Worst = 10%. Highest yields on the market! Grupeer. Indeed, the XIRR of my Grupeer portfolio is still above 14% as of February 2020. Grupeer added a risk rating to their loan originators, and also provided some context on what each rating means on their blog. Let us get into last month’s portfolio updates. On Grupeer all loans come with Buyback Guarantee that covers both principal and interest of the period you held the loan. Dit zorgde voor aardig wat commotie links en rechts, dus Grupeer heeft uitvoerig geprobeerd om iedereen gerust te stellen. 1 million EUR and net profit of 196 000 EUR. They offer a good return (11-12%) and buyback guarantee. I continue to like Crowdestor though. My AutoInvest profile on Grupeer looks like this: Everything except Mortgage Loans, From 14 – 25%, between 1 – 24 months, all Countries, all loan originators, with buy-back and max amount per loan 10 EUR. 77% Fast Invest 12. This post explains ways for non-European investors to invest in European P2P Lending platforms such as Mintos, Grupeer and Swaper. In case of delay of payments for 60 days or more, the Buyback guarantee comes into force. The company wants to buy the expensive shredder machine to sub rent it. Three new real estate development projects were published on Grupeer, two in Sweden and one in Belarus. They have a website, in English, and a Gmail email contact. Grupeer offers loans from 20 lenders. My self-calculated annualized return for April was 13. 77% Fast Invest 12. At this point, the P2P industry looks very fragile and I'm definitely going to reduce my position drastically. Viventor is a European P2P investment site that has been quietly growing and adding lenders to its platform over the last 12 months. 17%) – Register with Grupeer and receive 10€ after signing up! Mintos (11. Also eine eher kleinere Kreditplattform. twino exists since 2009, the p2p platform is online as of 2015. If the Assignee, within the scope of the Portal, sells the Claim further to another User or Mintos, the buyback rights and the buyback obligations of the Loan Originator included in the Agreement and the re-transfer obligation of the Assignee becomes binding on the new acquirer of the Claim. Viele Investoren aus Deutschland schätzen die Rückkaufgarantie, die grundsätzlich auf alle Swaper-Kredite gewährt. 000€ Investment) Registration (10-14%. Grupeer Investment Risks. They will be reduced from 60 to 30 until 31. But they have been scratching onl… Mar 9. Buyback Fund. The loan originator will refund the money to investors, including interest. twino, formerly known as Finabay, is a platform from Latvia. Análisis y opiniones de las mejores plataformas de crowdlending. You can reduce this by diversifying your portfolio and choosing reputable loan originators with good credit ratings. Non-performing loans on Mintos are defined as loans that are 60 days behind schedule. 40103903643, with legal address at Skanstes iela 50, Riga, LV – 1013, Latvia. Auch bei Grupeer gibt es die Buyback Garantien des “Loan Initators”, bei den Business Krediten. Currently, Grupeer has BuyBack guarantees on all loans on its platform. At this moment I have €5557 invested with Grupeer, which gives me €57. I dag så er en af de mest kendte sider med buyback garanti Mintos. Nu har jeg så prøvet at få pengene udbetalt og de bliver de trukket fra min Grupeer-konto, men jeg modtager ingenting på min bankkonto. The loans published on Grupeer are already pre-funded, so the investors earn. Automation. P2P investment platform Grupeer. You can invest in a company that manages few properties, and you can also invest in independent estates available through a marketplace platform. More specifically, the BuyBack Guarantee will not be applicable to all future projects listed on the platform. den BuyBack bei Grupeer bis heute nicht wirklich verstanden. It is currently one of the biggest peer 2 peer platforms in Europe, both in terms of investors as well as in terms of loan originators. On the other hand, Grupeer currently does not have a secondary market, so one cannot sell loan positions. Grupeer heeft ratings gepubliceerd van de kredietverstrekkers op het platform. 9 måneder siden og fået et pænt afkast, som ca. … an update on the situation with the investments into loans issued by Aforti Factor S. Momenteel zijn alle projecten en leningen bij Grupeer voorzien van buyback garantie. Grupeer er et nyere firma indenfor crowdlending – ha eksisteret siden 2017; Grupeer tilbyde buy back garanti på alle lån, træder i kraft efter 60 dage; Grupeer tilbyder en rigtig fornuftig forrentning for mig ca 14 %; Grupeer Har en forholdsvis hurtig og effektiv supportfunktion, jeg har selv brugt den flere gange. Mintos rates each lender automatically, so this is easier than on most other platforms. ¿No has probado GRUPEER? Los tipos de interés son más altos que en mintos. Nu har jeg så prøvet at få pengene udbetalt og de bliver de trukket fra min Grupeer-konto, men jeg modtager ingenting på min bankkonto. Mintos published their financial report from 2018. 6% average) – Register with Reinvest24 for a bonus €10 on signup. Loans on EstateGuru do not come with a buyback guarantee so expect to see defaults now and then. Grupeer has some of the highest interest rates on the European crowdlending market. https://www. Колегата под мен го е обяснил почти правилно. Ogni prestito è garantito da buy-back ed è possibile investire da un minimo di 10 euro a proget. At Grupeer, users can invest in fractions of business loans, but there are also some real estate ones. Grupeer is one of my absolute favorite Peer-to-Peer platforms in Europe. I opened an account in September. Fast invest among them is one of the best and easiest p2p platform. It’s based on Latvia, like many of the popular P2P sites and was founded in early 2017. Doing any investment into USD now might get you a 5% currency loss in the near future. P2P (with buy-back guarantee) (7-15,1%) 30€+60€ bonus (for an investment of 1. Even though personal guarantee is generally accepted collateral in the industry, it does not mean 100% of your money if safe. Aprende a invertir!. Grupeer Platform is acting as intermediary, arranging and recording transactions and maintaining accounting system, including correct allocation of payouts between the users. Mit Rückkaufgarantien bei einem bereits entstandenem Zahlungsverzug von Kreditnehmern werben allerdings auch andere baltische P2P-Kreditplattformen. Successful P2P investment sites need volumes P2P sites have. A return of 13% is simply amazing, considering everything has a buyback guarantee. Most of my funds are allocated in Viainvest, Mintos and Debitum Network. The risk of investing through this platform is higher when compared to other platforms such as Envestio, Grupeer, and a few others. All our investment deals are secured by BuyBack Guarantee and we have zero default rate. Indeed, the XIRR of my Grupeer portfolio is still above 14% as of February 2020. At Grupeer, users can invest in fractions of business loans, but there are also some real estate ones. on Euro Finance Blogs…. If you plan to invest as a company you'll have to register selecting "company". All loans in Grupeer are protected by Buyback, which is a crucial point in terms of investor security. En esencia El Buyback (del inglés BUY, comprar y BACK de vuelta) es una garantía asociada a un préstamo u operación que nos asegura que en caso de que el prestatario -esto es, la persona o empresa que ha de pagar el préstamo-incurra en retrasos en el pago del mismo, el emisor de dicha garantía nos recomprará nuestra inversión abonándonos el. That makes the quality of the lender itself more important than the borrower, as the investor will only suffer a loss if a lender runs into financial difficulties and is unable to repurchase the loan. Grupeer je P2P platforma z Lotyšska umožňující investice především do podnikatelských úvěrů a nemovitostí. First Investment: 19-03-2019. dieser “muss” die Kredite in der in Höhe des ausstehenden Betrages der Forderung sowie angefallene, nicht bezahlte Zinsen sofort zurückkaufen wenn der Kreditnehmer die aktuelle Zahlung für den Kredit um über 60 Kalendertage. Read more about the risks and benefits associated with buyback guarantees here. Consiste en lo siguiente: Consiste en lo siguiente: En los préstamos con garantía de recompra, la plataforma de crowdlending o una Sociedad de Garantía Recíproca ( SGR ) se compromete a la devolución del préstamo si se retrasa. The Twino portfolio now consists of 1. Last updated 14 February 2020 Peerberry is a multi-lender P2P investment site Peerberry is a European P2P investment site that has been growing very quickly and adding lenders to its … Advanced investors / Risk management. Previously, AutoInvest had only two criteria: interest rate and term. Currently it is available in 7 languages and supports deposits in different 10 currencies. Indeed, the XIRR of my Grupeer portfolio is still above 14% as of February 2020. Bondora er en af de ældre crowdlending-platforme, hvorfor de også virker mere etablerede. Such a guarantee is now much more common; Envestio and Crowdestor also offer it under some form. Invest in experienced market player loans and receive guaranteed return up to 13,7%. Investors can put their money in real estate development projects as well as into the business loans. Grupeer – a new p2p platform with buyback Again I have a brand new platform for you: Grupeer, which is based in Riga, Latvia. GRUPEER: One of the companies with the best projection for this 2020, with more and more loans and options available to invest and yields with Buyback in the environment of 13%. Auto invest is set up at +13% interest, up to 12 months loan period and Only buyback guarantee loans. This means that the platform promises to buy back the loan from you if the borrower is late with his/her payments (often more than 30-60 days late) – and most of them also promises to make up for the potential lost interest rate. Mintos is not regulated under any financial services license. On Grupeer all loans come with Buyback Guarantee that covers both principal and interest of the period you held the loan. Grupeer Buyback Guarantee: The buyback guarantee from Grupeer will kick in after 60 days of delayed payment. You can choose to receive your money back from a late loan after 3, 7 or 15 delayed days. Dit zorgde voor aardig wat commotie links en rechts, dus Grupeer heeft uitvoerig geprobeerd om iedereen gerust te stellen. The buyback fund is a much better idea. Robocash has over the last year increased the amount of loans on the platform and now provide good diversification options. Those with an account on Grupeer will also recognise Russian originator Kviku, and Bulgarian originator Stikcredit who both also list loans on Bondster. Även detta lån kommer med en buyback guarantee. These are times of self reflection and isolation and for me this is no exception. Grupeer do not act as Tax Substitute. 9 måneder siden og fået et pænt afkast, som ca. More specifically, the BuyBack Guarantee will not be applicable to all future projects listed on the platform. Grupeer Platform brings together two independent participants of the deal — the seller of the claim rights (credit company or investment company) and their buyer. Hello, Since 2016, when the first platforms began to get real traction, I have been investing in various peer-to-peer (P2P) lending sites in Europe. IMPORTANT UPDATE: I don’t invest in Kuetzal anymore after hearing the latest P2P news, which I resumed in my post. When you invest its quite clear if a loan has a buy back guarantee or not. The platform is relatively new, as of Oktober 2018, they have issued loans for over 13 million euros. Investors were not being paid in the last few weeks, Grupeer posted some strange statements on their website and people found out that they were using fake shell companies. Grupeer’s buyback guarantee and cashback campaigns are excellent features. Mintos is definitely safe and legit. One of our most innovative partners – NordCard, has a special promotional offer for the activation days of the buyback guarantee. This is due to the lack of buyback feature or guaranteed repayment in case of default. Those with an account on Grupeer will also recognise Russian originator Kviku, and Bulgarian originator Stikcredit who both also list loans on Bondster. Alle lån hos Grupeer har buyback garanti, hvilket adskiller sig fra de andre platforme, hvor de blot er en del af dem der har. Since then there have been defaults and issues with several other lenders. Still, it’s open to investors from a wide variety of countries, it’s easy to use, and it offers great potential returns. BUYBACK GUARANTEE In terms of buy-back, Mintos buy-back is world-class. Occasionally you can find loans with 15% yield though.